{"id":868,"date":"2022-10-20T17:56:11","date_gmt":"2022-10-20T17:56:11","guid":{"rendered":"https:\/\/ocdnj.com\/?page_id=868"},"modified":"2023-04-24T12:23:09","modified_gmt":"2023-04-24T16:23:09","slug":"insurance","status":"publish","type":"page","link":"https:\/\/ocdnj.com\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\n<h1>\n\t\tInsurance: What You Need to know\n\t<\/h1>\n\t\t\t\t<a href=\"https:\/\/www.facebook.com\/AnxietyHelpNJ\" target=\"_blank\" rel=\"noopener\" itemprop=\"url\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ocdnj.com\/wp-content\/uploads\/2022\/10\/facebook.svg\" alt=\"facebook\" itemprop=\"image\" height=\"16\" width=\"11\" title=\"facebook\" onerror=\"this.style.display='none'\"  \/>\n\t\t\t\t<\/a>\n\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/ninarifkindlcsw\/\" target=\"_blank\" rel=\"noopener\" itemprop=\"url\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ocdnj.com\/wp-content\/uploads\/2022\/10\/linkedin.svg\" alt=\"linkedin\" itemprop=\"image\" height=\"16\" width=\"16\" title=\"linkedin\" onerror=\"this.style.display='none'\"  \/>\n\t\t\t\t<\/a>\n\t\t\t\t<a href=\"https:\/\/twitter.com\/AnxietyHelpNJ\" target=\"_blank\" rel=\"noopener\" itemprop=\"url\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ocdnj.com\/wp-content\/uploads\/2022\/10\/twitter.svg\" alt=\"twitter\" itemprop=\"image\" height=\"16\" width=\"20\" title=\"twitter\" onerror=\"this.style.display='none'\"  \/>\n\t\t\t\t<\/a>\n\t<p>The services offered at The Anxiety &amp; OCD Therapy Center may be covered in full or in part by your health insurance.\u00a0 We are an out-of-network provider with all insurance plans.<\/p>\n<p><strong>If you plan to use insurance for your sessions, you may ask your insurance provider these questions to determine your financial responsibility:<\/strong><\/p>\n<p>What is the amount of my annual deductible for out-of-network providers? <em>(a deductible is an amount you will pay out of pocket at the beginning of each year before your coinsurance takes effect)<\/em><\/p>\n<p>What is the amount of my copay or coinsurance for outpatient behavioral health sessions?<\/p>\n<p>Is there any difference in coverage for telehealth?<\/p>\n<p>Payment is due at the time of service.\u00a0 We provide you with the necessary documentation for easy claim submission to your insurance company.\u00a0 We also accept Health Savings Account cards for session payment.<\/p>\n<p>If you need assistance checking your insurance coverage, please let us know.\u00a0 We are happy to help!<\/p>\n\t\t\t<a href=\"https:\/\/ocdnj.com\/contact\/\" target=\"_self\" role=\"button\" rel=\"noopener\">\n\t\t\t\t\t\t\tContact us\n\t\t\t\t\t<\/a>\n<h2>\n\t\tHELPFUL RESOURCES\n\t<\/h2>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"https:\/\/adaa.org\/\" target=\"_blank\" rel=\"noopener\" data-hover=\"Anxiety and Depression Association of America\">Anxiety and Depression Association of America<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"https:\/\/www.anxietyresourcecenter.org\/resources\/helpful-links\/\" target=\"_blank\" rel=\"noopener\" data-hover=\"ARC - Anxiety Resource Center\">ARC &#8211; Anxiety Resource Center<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"https:\/\/bddfoundation.org\" target=\"_blank\" rel=\"noopener\" data-hover=\"Body Dysmorphic Disorder Foundation\">Body Dysmorphic Disorder Foundation<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"https:\/\/iocdf.org\/\" target=\"_blank\" rel=\"noopener\" data-hover=\"International OCD Foundation\">International OCD Foundation<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"http:\/\/www.intrusivethoughts.org\/what-is-ocd\/\" target=\"_blank\" rel=\"noopener\" data-hover=\"IntrusiveThoughts.org\">IntrusiveThoughts.org<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"http:\/\/www.worrywisekids.org\/\" target=\"_blank\" rel=\"noopener\" data-hover=\"Kids and Anxiety\">Kids and Anxiety<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"https:\/\/theocdstories.com\/\" target=\"_blank\" rel=\"noopener\" data-hover=\"OCD Stories\">OCD Stories<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"https:\/\/www.nimh.nih.gov\/health\" target=\"_blank\" rel=\"noopener\" data-hover=\"National Institute of Mental Health (NIMH)\">National Institute of Mental Health (NIMH)<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<ul>\n\t\t\t<li>\n\t\t\t\n\t\t\t\t<a href=\"https:\/\/bfrb.org\" target=\"_blank\" rel=\"noopener\" data-hover=\"TLC Foundation for Body-Focused Repetitive Behaviors\">TLC Foundation for Body-Focused Repetitive Behaviors<\/a>\n\t\t\t\n\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<p>&#8220;Good Faith Estimate.&#8221;<\/p>\n<p>Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage of a Federal Health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a &#8220;Good Faith Estimate&#8221; or expected charges. You have the right to receive a &#8220;Good Faith Estimate&#8221; explaining how much your medical care will cost. Under the law health care providers need to give patients who don&#8217;t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment and hospital fees. Make sure your health care provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure you save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visitwww.cms.gov\/nosurprises<\/p>\n<h2>\n\t\tSchedule An Appointment Now.\n\t<\/h2>\n\t\t\t<a href=\"https:\/\/ocdnj.com\/contact\/\" target=\"_self\" role=\"button\" rel=\"noopener\">\n\t\t\t\t\t\t\tBook Now\n\t\t\t\t\t<\/a>\n\n","protected":false},"excerpt":{"rendered":"<p>Insurance: What You Need to know The services offered at The Anxiety &amp; OCD Therapy Center may be covered in full or in part by [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance - The Anxiety &amp; 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